Self Storage Insurance
If it’s worth storing, it’s worth protecting!
According to the Self-Storage Association, 10.8 million people in the US rent a self-storage unit. Do you have insurance coverage for your property in storage? A standard homeowners or renter’s policy provides you with protection for personal property you own anywhere in the world – so the good news is that if you have homeowners or renter’s insurance, it would apply to those items you own in a storage facility, but not in the same way it would to items kept in your home. It’s important to know that items in a storage facility are not usually covered the same way as items in your house. Depending on the policy forms used by your insurance company, your property that’s kept in a storage unit may only be covered up to 10% of the amount of coverage in your policy- known as the coverage limit- so if you have a $250,000 limit in your homeowner’s policy, items in a rented storage unit would only be covered up to $25,000. Check with your insurance agent to find out.
If you find that your homeowner’s policy or rental policy doesn’t cover your items being stored in our storage facility adequately, please be aware that Garden of the God’s Storage is in no way responsible for the items stored on our property. You can contact Deans & Homer Insurance for a specific storage insurance policy.
What is Covered and not covered by Deans & Homer Self Storage Insurance
Most household goods, personal property, business and commercial items that you may store within a rented storage space are covered by Customer Storage Insurance. Motor vehicles, boats and recreational vehicles stored in open lots or open storage that is not fully enclosed will not be covered for wind, hail, theft, vandalism or malicious mischief. Items that are not covered by Customer Storage Insurance include jewelry, precious stones, watches, furs, fur trimmed garments, money and securities.
About Deans & Homer Storage Insurance Coverage
They have been providing insurance since 1974. They have helped over one million self-storage customers across the country with their storage insurance needs. This customer storage insurance is underwritten by several top rated and competing insurance companies throughout the United States.
What kind of Insurance Protection does it cover?
- Water Damage
- Smoke Damage
- Building Collapse
When you come to our storage facility, make sure to pick up the enrollment form for Deans & Homer Insurance.
Garden of the Gods Self Storage is not affiliated with Deans & Homer Insurance. Garden of the God’s Self Storage in not a part of any insurance policy. Garden of the Gods Self Storage makes no representations or warranties of any kind, express or implied, as to the condition of content, materials, or products stored on our site. Garden of the Gods Self Storage disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchant-ability and fitness for a particular purpose. Garden of the Gods Self Storage will not be liable for any damages of any kind arising from the use of this site, including, but not limited to direct, indirect, incidental, punitive, and consequential damages.