Self Storage Insurance in Colorado Springs CO

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Self Storage Insurance. If it’s worth storing, it’s worth protecting!

According to the Self-Storage Association, 10.8 million people in the US rent a self-storage unit. Do you have self storage insurance coverage for your property? 

A standard homeowners or renter’s policy provides you with protection for personal property you own anywhere in the world – so the good news is that if you have homeowners or renter’s insurance, it would apply to those items you own in a Storage Facility, but not in the same way it would to items kept in your home.

It’s important to know that items in a storage facility are not usually covered the same way as items in your house. Depending on the policy forms used by your specific company, your property that’s kept in a storage unit may only be covered up to 10% of the amount of coverage in your policy- known as the coverage limit.

So if you have a $250,000 limit in your homeowner’s policy, items in a rented storage unit would only be covered up to $25,000. Check with your agent to find out.

If you find that your homeowner’s policy or rental policy doesn’t cover your items being stored in our storage facility adequately, please be aware that Garden of the God’s Storage is in no way responsible for the items stored on our property. You can contact Deans & Homer for a specific storage insurance policy.

self storage insurance

What is Covered and not covered by Deans & Homer Self Storage Insurance

They have been doing this since 1974.  They have helped over one million self-storage customers across the country with their storage insurance needs.  This customer storage insurance is underwritten by several top rated and competing insurance companies throughout the United States.

About Deans & Homer Storage Insurance Coverage

Wide alley ways to maneuver a large RV, moving truck or boat trailer.

Speak with one us today to learn more about the benefits of our vehicle storage units

What kind of Protection does it cover? 11 Reasons to get protected.

  • Fire
  • Theft
  • Water Damage
  • Smoke Damage
  • Vandalism
  • Windstorm
  • Lightning
  • Explosion
  • Hail
  • Riot
  • Building Collapse

When you come to our storage facility, make sure to pick up the enrollment form for Deans & Homer Insurance.

Garden of the Gods Self Storage Units in Colorado Springs is not affiliated with Deans & Homer Insurance.  Garden of the God’s Self Storage in not a part of any insurance policy.  

Garden of the Gods Self Storage makes no representations or warranties of any kind, express or implied, as to the condition of content, materials, or products stored on our site. 

Garden of the Gods Self Storage disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchant-ability and fitness for a particular purpose. 

Garden of the Gods Self Storage will not be liable for any damages of any kind arising from the use of this site, including, but not limited to direct, indirect, incidental, punitive, and consequential damages.

Garden of the Gods Self Storage Units in Colorado Springs

Why is self-storage insurance even needed?

The facts of the matter are that you need a storage unit program to repair or replace the property that gets damaged or destroyed while in storage. Whatever your needs are for a self-storage unit like moving, renovating your property, looking for more space, etc, you will want to make sure you get the best program to protect your personal belongings. It makes sense to have the coverage you need. If you choose to protect your storage unit under the terms of a regular renters or homeowners policy, the price of the policy will be important. So if your policy only covered up to 10% of the policy’s total of 25,000.  Then you would only have $2,500 in coverage.  You would be responsible for paying more for expanded coverage.